RISING FROM THE CRYPT: A brief case study into Cryptocurrency Throughout history there have been numerous financial bubbles typified by exuberance at their zenith. However, invariably as the cycle has normalised, they have caused extreme angst and loss in their...
Tax Free Savings Accounts (TFSA) were introduced in 2015 with the main purpose of incentivising and encouraging household savings. They are designed to be an investment vehicle within which the investor has access to a myriad of investment options (unit trusts, ETF’s,...
Fund managers who make use of ‘indexation’ try to find more structured and ‘rules-based’ ways to invest. This is in contrast to the more ‘active’ management styles where fund managers seek to generate outperformance by picking certain stocks, bonds and other financial...
A model portfolio, also known as a wrap fund, is a blended portfolio of financial instruments designed to achieve a specific risk reward return within an expected risk range over a set time horizon. In past years a model portfolio was typically made up of Unit...
Origins of commodity futures and the birth of financial futuresThe Japanese rice futures of the mid-18th century were the first futures to be traded on a formal futures exchange. 100 years later formal commodity futures exchanges began trading in the US and UK...
Merriam-Webster defines the term discretionary as: “left to individual choice or judgement”. In the financial services world the terms discretionary management, discretionary fund management and discretionary investment management are widely used, yet are difficult to...
