OUR INVESTMENT PROCESS IS UNASHAMEDLY SIMPLE – DIVERSIFICATION THROUGH UNCONSTRAINED GLOBAL ASSET ALLOCATION, WITHIN AN ABSOLUTE RETURN MINDSET

INVESTMENT SOLUTIONS & FUND MANAGEMENT IN SOUTH AFRICA

We offer a range of investment solutions to cater to an adviser’s
unique needs assets under management and client book.

CORE MODEL PORTFOLIOS

Our extensive range of model portfolios is accessible via most LISPs (local and offshore).

TAILORED MODEL PORTFOLIOS

We create and manage model portfolios in conjunction with advisers for their clients on their preferred LISPs.

PRODUCTS

We offer a range of CISs which advisers can access directly, as well as the capability to set up a bespoke solution if desired. We also provide a Tax Free Savings Account for selected funds and models.

CORE MODEL PORTFOLIOS

Our Core Model Portfolio Suite provides local and offshore portfolios to meet most investment objectives and risk
tolerances and is accessible via the main LISPs. From 0.18% p.a. for the local range, these multi-asset models provide
a cost effective, ‘plug and play’ solution for advisers. These models are based on our established investment
process, representing our best ideas. They are built in accordance with our annual Strategic Asset Allocation views and
constantly adjusted in line with our Tactical Asset Allocation views with systematic rebalancing.

The range is designed to meet:

• pre- and post-retirement requirements
• income, growth, income & growth requirements
• local and offshore requirements

LOCAL CORE RANGE

Core Enhanced Cash
CPI +1%

Core Conservative Income
CPI +2%

Core Conservative Growth
CPI +3%

Core Moderate Income & Growth
CPI +4%

Core Moderate Growth
CPI +5%

Core High Growth
CPI +6-7%

Core Indexation Balanced
CPI +5-6%

Core Indexation High Growth
CPI +6%

CORE OFFSHORE RANGE

Core GBP Cautious
Core USD Cautious
Libor +3%

Core GBP Balanced
Core USD Balanced
Libor +5%

Core GBP Growth
Core USD Growth
Libor +6-7%

PLATFORM ACCESSIBILITY

We appreciate that advisers and their clients have specific requirements and we will strive to meet these. Our Core Model
Portfolio Suite can be accessed via a range of platforms – enabling advisers to service clients via their preferred LISP.

TAILORED MODEL
PORTFOLIOS

Our Tailored Model Portfolios are created and managed in conjunction with advisers – for their specific books of clients. In addition to the model portfolio suite, tailored clients also
receive the following:

  • Assistance in developing a Centralised Investment Proposition
  • The option to build portfolios alongside our investment team – with the capability to create specific risk targeted portfolios, whilst respecting the adviser’s business model (i.e. CPI +3-4%)
  • The ability to exclude certain investment vehicles, funds or stocks or apply specific themes to the portfolios (i.e. ESG, active and/or indexation)
  • Regular investment committee meetings
  • The option of branded reporting, onboarding documentation and access to a dedicated online adviser portal

PRODUCTS

Our range of CIS (funds) consists of single manager, multi asset and fund of funds portfolios.
The Tax-Free Savings Account (TFSA) is a simple and transparent South Africa-based
savings solution for your savings needs.

SINGLE MANAGER FUNDS
MULTI-ASSET FUNDS
TAX FREE SAVINGS ACCOUNT

FUNDS

We offer an extensive range of CISs that are focused client solutions with an absolute return mindset. We are proponents of both active and passive strategies. We believe that ‘passive’ investing is very much an active decision – given the array of available instruments to invest in. CISs are regulated vehicles and accessible with built-in protection for investors – providing a layer of comfort for advisers.

The purpose of our range is to minimise the compliance risk for financial advisers by managing global and domestic absolute return solutions over defined rolling periods to enable the investor to plan their income and growth expectations while managing regular CGT implications.

FUND NAME FUND TYPE DESCRIPTION RISK PROFILE VIEW FUND
IP Interest Plus Fund Single manager Enhanced money market solution Low Risk
IP Diversified Income FoF Multi-asset Balanced income solution Low Risk
IP Prudential FoF Multi-asset Reg 28 multi-asset solution Moderate to high risk
IP Active Beta Fund Single manager Reg 28 indexation solution Moderate risk
IP Flexible FoF Multi-asset Multi-asset solution Moderate to high risk
IP Foreign Flexible Feeder Fund Multi-asset Global multi-asset flexible solution Moderate to high risk
IP Prudential Equity Fund Single manager Reg 28 balanced portfolio Moderate to high risk
IP Worldwide Flexible FoF Multi-asset Offshore multi-asset solution High Risk
IP Worldwide Active Beta Fund Single manager Unconstrained indexation solution High Risk
IP High Conviction Equity Fund Single manager Concentrated equity portfolio High Risk

 

TAX-FREE SAVINGS ACCOUNT

The Tax-Free Savings Account (TFSA) is a simple and transparent South Africa-based savings solution. All growth in
the TFSA is completely tax-free. The TFSA allows for both lump sum and debit order investments.

‘Tax free’ means that no taxes apply to investment growth or withdrawals:
• There is no tax on capital gains made
• There is no withholding tax on income received

The TFSA is accessible via an approved CIS with IP Management Company
or via a TFSA structured Model Portfolio on the Allan Gray platform.

CIS MODEL PORTFOLIO
Investments can be split across several funds.
The following IP funds are available for inclusion:
We offer three model portfolios on the Allan Gray platform that are structured for a TFSA:
  • IP Interest Plus Fund
  • IP Active Beta Fund
  • IP Foreign Flexible Feeder Fund
  • IP High Conviction Equity Fund
  • MitonOptimal Wealth Core TFSA Moderate Growth – Allan Gray
  • MitonOptimal Wealth Core TFSA High Growth – Allan Gray
  • MitonOptimal Wealth Core TFSA Global Moderate Growth – Allan Gray

 

CIS IP TFSA MODEL PORTFOLIO FOR LISP TFSA
Monthly

Max: R3 000 pm

Max:  R3 000 pm

Min: R1 000 pm

Min: R 5000 pm

Note – the IP minimum is per fund. If you invest into three funds, the minimum investment is R3000. 00 in totaal to make up the R1000. 00 per fund requirement. 

Note – this applies to the model and not to a fund.  Hence R500.00 monthly will apply across multiple funds

Lumpsum

Max: R36 000 per  year

Min: R10 000

Max: R36 000 per  year

Min: R10 000

Adhoc minimum

R1 000

R1 000

TFSA Life Time allowance

R500 000

R500 000

*Amounts will vary according to latest information from the SARB, currently accurate at 2020/2021 guidelines.

 

Application Form

English

Afrikaans

Great Westerford, Suite 202,
South Wing, 2nd Floor, 240 Main Road,
Rondebosch, 7700, South Africa

Go to MitonOptimal Group

MitonOptimal South Africa (Pty) Limited is an Authorised Financial Services Provider Licence No. 28160, regulated by the Financial Sector Conduct Authority (FSCA) - Registration No. 2005/032750/07.
MitonOptimal Portfolio Management (Pty) Limited is an Authorised Financial Services Provider Licence No. 734, regulated by the FSCA – Registration No. 2000/000717/07.