We offer a range of investment solutions in South Africa to cater to an adviser’s
unique needs, assets under management and client book.

MODEL PORTFOLIOS

The range is designed to meet:

• pre- and post-retirement requirements
• income, growth, income & growth requirements
• local and offshore requirements

PLATFORM ACCESSIBILITY

We appreciate that advisers and their clients have specific requirements and we will strive to meet these. Our Core Model
Portfolio Suite can be accessed via a range of platforms – enabling advisers to service clients via their preferred LISP.

RANGE OF HEDGE FUNDS MODEL PORTFOLIOS

Our ASTUTE range of model portfolios consists of two portfolios constructed using only local SA absolute return and hedge funds.

These turnkey solutions are suited to advisers looking to complement the long only exposure of their clients’ overall investment portfolios with the diversification of derivatives which have absolute return characteristics. These solutions are only available to advisers who hold the 1.26 license. Priced at 0.35% p.a. these models are designed to meet CPI +4% and CPI +6%.

SUITABLE PRODUCTS

• Living Annuity 
• Endowments 
• Discretionary Investments

MODEL PORTFOLIOS

Our Tailored Model Portfolios are created and managed in conjunction with advisers – for their specific books of clients. In addition to the model portfolio suite, tailored clients also receive the following:

• Developing a Centralised Investment Proposition
• Build portfolios alongside our investment team – with the capability to create specific risk targeted portfolios, whilst respecting the adviser’s business model
• Exclude certain investment vehicles, funds or stocks or apply specific themes to the portfolios 
• Regular model portfolio feedback sessions
• Branded reporting, onboarding documentation and access to a dedicated online adviser portal

Collective Investment Schemes

Our fund management expertise is demonstrated through an extensive range of CISs offered to the South African market. These funds are focused client solutions with an absolute return mindset. We are proponents of both active and indexation/passive strategies. We believe that ‘passive’ investing is very much an active decision – given the array of available instruments to invest in. CISs are regulated vehicles and accessible with built-in protection for investors – providing a layer of comfort for advisers.

The purpose of our range is to minimise the compliance risk for financial advisers by managing global and domestic absolute return solutions over defined rolling periods to enable the investor to plan their income and growth expectations while managing regular CGT implications.

All fund prices are available on the Fundrock Collective Investment’s website

Following the acquisition of both IP Management Company (RF) (Pty) Ltd and Boutique Collective Investments (RF) (Pty) Ltd by Apex Group Ltd, the names of the MitonOptimal Collective Investment Schemes will be updated. Details of these changes can found here.

MDD = Minimum Disclosure Document | CFR = Comprehensive Fund Report

SAVINGS ACCOUNT

The Tax-Free Savings Account (TFSA) is a simple and transparent South Africa-based savings solution. All growth in
the TFSA is completely tax-free. The TFSA allows for both lump sum and debit order investments.

‘Tax free’ means that no taxes apply to investment growth or withdrawals:
• There is no tax on capital gains made
• There is no withholding tax on income received

The TFSA is accessible via an approved CIS with Boutique Collective Investments (RF) (Pty) Ltd
or via a TFSA structured Model Portfolio on the Allan Gray platform.

LIVING ANNUITY

MitonOptimal has partnered with retirement income specialist Just SA to create the Managed Life Living Annuity.

This innovative product seamlessly blends the stability of a guaranteed income from a Life Annuity with the growth potential of a Living Annuity, all in one accessible solution.

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